Changing employers means more than deciding if you should move your retirement plan.

Learning a new role and meeting a new team doesn’t leave you with a lot of extra time. However, a new job is the perfect opportunity to look back and assess your progress. It is also a perfect opportunity to look forward and fully leverage new benefits you may not have previously enjoyed.

Many employees never open the first page of their benefits package. Even reading an explanation of benefits often leads to more questions than clarity. Human Resources can decode what you are offered, but they won't recommend which choice is best for you and your family.

Some employer benefits can be “use it or lose it.” Don’t procrastinate and miss a year of your new employer's goodwill. Review your options with us. We make recommendations and explain why one option may be better for you.

Gaining Confidence Through Change

Talking to a financial advisor probably isn’t the first thing on your mind during a job switch, but we suggest it. Every career move – good or bad – brings changes that require your attention. For example, you get a promotion with a significant pay increase. Before that cash hits your account, it’s important to figure out what to spend, save, or even give away so you don’t lose the true advantages this new position can offer.

If you’ve been laid off, unemployment has tax implications. A low-income year provides unique tax planning opportunities, which you may want to act on.

Maybe you’re starting your own business. You’ll want to focus on making it work, not stressing over taxes and insurance, or how you’ll pay yourself. We help people sort these decisions up front so they can concentrate on building the business.

Clients experiencing a career change should direct their energy toward their professional success. Lean on us to guide you through the pillars of a sound financial plan.